This policy covers the following parts against mechanical breakdown.

Engine

The rocker assembly, including hydraulic followers, inlet and exhaust valves [not burnt valves], springs and guides, cylinder head [not cracks and de-coking], cylinder head gasket [except skim], push rods, camshaft and followers, timing gears and chains (excluding tensioner), oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and hearings crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered as long as they have been changed in line with the manufacturer's schedules.

Differential

Internal crown wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers.

Clutch

Centre plate, pressure plate, release bearing, oil contamination [centre plate only] and master and slave cylinders [not general wear and tear].

Front-wheel drive

Drive shafts, including constant velocity joints, universal joints and couplings [not gaiters].

Wheel bearings

Front and rear wheel bearings.

Propshaft

Universal joints and couplings

Four-wheel drive

All four wheel drive components will be covered if you have paid the extra premium.

Fuel system [diesel and petrol]

Carburettors, automatic choke, lift pump, mechanical or electrical fuel pumps, and tank sender unit.

Fuel Injection system

Throttle Body , air flow meter ,idle control valve, cold start valve, warm up regulator, overrun cut off valve, Throttle potentiometer, fuel accumulator, pressure regulator, map sensor.

Engine cooling system

Radiator, oil cooler, heater matrix, water pump, viscous fan coupling, thermostat and thermostat housing.

Air conditioning (factory fitted)

The air conditioning compressor unit is covered if you have paid the extra premium.

Steering [including power assisted steering]

Steering rack and pinion [not gaiters], steering box, power steering rack and pump, power steering reservoir and idler box.

Turbo charger [factory fitted]

The turbo unit is covered only if agreed and you have paid the extra premium.

Front and rear suspension

Hydrolastic displacers and hydropneumatic spheres, coil springs, upper and lower wishbones and ball and swivel joints.

Brakes

Brake master cylinder, wheel cylinders, restrictor valve, brake calliper and seals and servo

Anti locking brake system (ABS) (factory fitted)

Providing the additional premium has been paid the ABS modulator and sensors will be covered.

Electrical system

Starter motor and solenoid, including pre-engagement mechanism and bendix drive, alternator/diode pack, coil, voltage regulator, window and sun roof motors, electric window switches, sun roof switch, centralised locking, heater fan motor, indicator flasher relay, distributor, front and rear windscreen wiper and washer motors, electronic ignition amplifier, thermostatically-controlled radiator fan motor, horn and multi-function stalk switch.

Manual gearbox

Internal gears, synchromesh hubs, selectors, shafts, bearings and bushes and transfer gears.

Automatic gearbox

Internal shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate and transfer gears.

Torque converter

Failure of any internal mechanical parts.

Continuously variable transmission CTX

Internal clutches, planetary gears, reduction gears, shafts, variable pulleys, thrust link drives, Internal seals bushes and bearings.

Rear-wheel drive

Half shafts, rear-wheel external drive shafts, including constant velocity joints, universal joints and couplings( not gaitors )

Engine management (ECU)

Engine electronic control unit.

Working materials

Oils, oil filter and anti-freeze are covered only if it is essential to replace them because of the failure of a part which is covered under this policy.

Casings

If any of the parts covered fails and this damages the casings, they will also be covered